Nova Wallet x Mercuryo: The First Polkadot Debit Card is Here!

Crypto just became a lot more spendable. Nova Wallet, in partnership with Mercuryo and Mastercard, has released the first-ever Polkadot-powered debit card. If you've ever wished you could buy coffee, book flights, or shop online with DOT — now you can. 

Bringing DOT Into Everyday Life

Your DOT isn’t just for holding — it’s for living. With the Nova x Mercuryo Debit Card, DOT transcends the virtual world into daily transactions. From phone-tapping at the checkout counter to planning a vacation, your funds are now as easy to spend as cash.

What's So Unique About The Polkadot Card?

This isn't just another crypto debit card — it's a first for the Polkadot ecosystem and a giant step forward for Web3 financial freedom.

• Top up your Nova x Mercuryo Debit Card with DOT directly from Nova Wallet — seamless, fast, and ready to spend anywhere Mastercard is accepted.

• EEA availability – with 2025 plans for expansion to more regions.

• Euro-denominated – perfect for European consumers.

• Global acceptance – pay in over 100 million locations worldwide where Mastercard is accepted.

• Apple Pay & Google Pay support – quick, contactless, and convenient.

• Full transaction history in-app – stay on top of your spending with real-time notifications.

• Instant freeze/unfreeze feature – freeze your card at the tap of a button for security.

No Hidden Fees, No Surprises

Nova Wallet keeps it simple — here's what you need to know:

• No charge on in-store and online purchases when spending EUR

• No card creation fee

• 1.5% Top Up fee (3 EUR minimum)

Read more on our wiki page!

To promote responsible spending, the card has following limits:

• €5,000 per transaction

• €10,000 daily limit

• €40,000 monthly limit

Security & Compliance — You Stay in Control

With the Nova x Mercuryo Debit Card, your Nova Wallet stays self-custodial — only the card itself requires KYC. Funds on the card are custodied for spending, but your main wallet remains fully in your control.

• Issuer protection safeguards your funds

• Regulated compliance standards for your assurance

A Milestone for Polkadot Adoption

This is not just a debit card — it's a revolution in the way DOT holders can interact with their assets. Never wait for liquidity or cash out to use your crypto again. This is financial freedom, powered by Web3.

The Nova x Mercuryo Debit Card is already live — powered by Quicko. If you are in the EEA countries, you can start using yours today. 

Get yours now and enter the future of Polkadot payments: link

About Nova Wallet

Nova Wallet is the ultimate mobile wallet with support for 100+ networks and over 200 assets. With features such as Staking support for 13+ assets, Hardware Wallet integrations for Ledger and Polkadot Vault, DApp Support for both Substrate and EVM chains, Push Notifications, NFTs, and advanced features such as Proxy account support — Nova Wallet is the fastest, most convenient and secure mobile wallet for the Polkadot Ecosystem. Nova Wallet is fully open-sourced and is funded by the Polkadot Treasury.

Developed by Novasama Technologies.

About Novasama Technologies

Novasama Technologies develops user-focused applications for the Polkadot ecosystem. Our portfolio includes Nova Wallet, the leading mobile app for the Polkadot and Kusama ecosystems available on iOS and Android devices; Nova Spektr the full-spectrum Polkadot Desktop Wallet available on macOS, Linux, and Windows; Telenova, the beginner-friendly self-custodial wallet built into Telegram; and Polkadot Vault, the air-gapped hardware wallet for the Polkadot ecosystem.

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